Schedule of Fees and Charges

SCHEDULE OF FEES AND CHARGES Effective from Ashwin 22, 2083 BS. HIMALAYAN BANK LIMITEDHIMALAYAN BANK LIMITED Schedule of Fees and Charges Effective from Ashwin 22, 2083BS (08 October 2026) (A) IMPORT LETTER OF CREDIT: A.1 Industrial Raw Materials 0.15% up to 0.30% per quarter and part thereof for subsequent quarter or minimum NPR 3,000.00 whichever is higher. A.2 Trading Items 0.15% up to 0.30% per quarter and part thereof for subsequent quarter or minimum NPR 3,000.00 whichever is higher. A.3 Revolving Letter of Credit Premier Clients: 0.15% up to 0.30% / Standard Clients: 0.15% up to 0.30% part thereof for subsequent quarter OR minimum NPR 3,000.00, whichever is higher. One time on entire amount and on outstanding amount for extensions. A.4 Rupee Letter of Credit in INR Premier Clients: 0.24% up to 0.35% / Standard Clients: 0.24% up to 0.35% part thereof for subsequent quarter OR minimum NPR 3,000.00, whichever is higher. A.5 Local Currency Letter of Credit Premier Clients: 0.24% up to 0.35% / Standard Clients: 0.24% up to 0.35% part thereof for subsequent quarter OR minimum NPR 3,500.00, whichever is higher. A.6 Letter of Credit - Amendment For increase in Letter of Credit value, Commission is to be charged as for new Letter of Credit opening OR minimum NPR 1,500.00, whichever is higher. A.7 Reimbursement Authorization by NPR 1,500.00 SWIFT (MT 740/752/799) A.8 Discrepancy (Import Letter of USD 75.00, INR 3,500.00 and NPR 3,500.00 per set of documents. Credit) Communication Charge: USD 10.00, INR 300.00 and NPR 300.00 each as per actual number. A.9 Usance Document Under Letter of At par with rate applicable in BLC plus penalty of 2.00% p.a. from next day. Credit - if not paid upon maturity A.10 Usance Letter of Credit - For Foreign Currency (Other than INR): Minimum 0.075% up to 0.15% per month Acceptance Commission from Sight Date, Acceptance Date or other Specified Date till Maturity of Bill; For NPR and INR: 0.10% per month from Sight Date, Acceptance Date or other Specified Date till Maturity of Bill OR minimum NPR 2,000.00 per month. A.11 (i) Documents Settled by FCY from (i) NPR 0.20 per USD other Banks (ii) From own USD A/C (ii) Processing fee of NPR 2,000.00 per set of documents. A.12 Inward Document Collection As per the Letter of Credit Commission Rate. Applicable also for DAP (Foreign Currency) A.13 Text Authentication Charge Reciprocal or Minimum NPR 5,000.00 A.14 SWIFT 1st Communication NPR 1,500.00 Charges (MT 700) A.15 SWIFT Amendment/Follow-up NPR 1,500.00 Communication Charge (MT 707/799) A.16 Beneficiary Report from NPR 1,500.00 + Correspondent Bank's Charge Correspondent Bank A.17 Beneficiary report from Rating Minimum NPR 1,500.00 plus Bank's Actual Cost. Agency (e.g. D & B) A.18 Payment Commission 0.01% or min NPR 1,500.00 plus Communication Charge. (Usance & Mixed Payment Letter of Credit) A.19 Letter of Credit Cancellation / NPR 2,000.00 Unutilized A.20 Correspondence made to NPR 1,500.00 per Correspondence. Regulatory Bodies for Approval at Request of Applicant A.21 Correspondence made to NPR 1,500.00 per Correspondence. Beneficiary's Bank at Request of Applicant A.22 Draft Letter of Credit Cancellation NPR 1,500.00 Charge A.23 Over Drawn Commission under Equivalent to Letter of Credit opening commission Import Letter of Credit. A.24 BLC Booking Charges NPR 2,000.00 A.25 Advance payment up to *USD 0.20% or NPR 2,500.00 minimum, whichever is higher. 35,000.00 for import of goods from Communication Charge: NPR 1,000.00 other than draft. 3rd countries. *As per NRB Directives. Page 1 of 12HIMALAYAN BANK LIMITED Schedule of Fees and Charges Effective from Ashwin 22, 2083BS (08 October 2026) (B) EXPORT LETTER OF CREDIT: B.1 Advising Commission NPR 5,000.00 flat for Letter of Credit not being negotiated/collected with us. NPR 1,000.00 for Letter of Credit being negotiated/collected with us. No charge for Letter of Credit advised from other Bank & negotiated with us. B.2 Advising Amendment NPR 3,000.00 flat for Letter of Credit not being negotiated/collected with us. NPR 1,000.00 for Letter of Credit being negotiated/collected with us. No charge for Letter of Credit advised from other Bank & negotiated with us. B.3 Confirming Commission 0.75% per quarter or Minimum NPR 5,000.00 or as per Contract. B.4 Letter of Credit Transfer Charge Own Sister Concern's Account in our Bank: No Charge. Transfer to third party in our Bank: NPR 1,000.00. Transfer to Other Banks: NPR 5,000.00 Plus SWIFT Charge of NPR 1,500.00 B.5 Payment/ Negotiating FCY: Premier Clients - TR Rate plus 0.50% for actual number of days. Standard (Documentary/ Sight) Clients - TR Rate plus 1.25% or minimum 15 days. LCY: Premier Clients - TR Rate plus 1.00% for actual number of days. Standard Clients - TR Rate plus 1.25% for minimum 15 days. For all the above: Minimum NPR 1,500.00 per document. If not realized after 30 days penalty to be levied at 2.00% p.a. In case the payment is not realized in the corresponding currency BLC rate is to be charged. B.6 Usance FCY: Premier Clients - TR Rate for actual number of days. Standard Clients - TR Rate plus 1.25% for minimum 15 days. LCY: Premier Clients - TR Rate plus 1.00% for actual number of days. Standard Clients - TR Rate plus 1.25% for minimum 15 days. For all the above: Minimum NPR 1,500.00 per document. If not realized on the due date the penalty to be levied at 2.00% p.a. In case the payment is not realized in the corresponding currency BLC rate is to be charged. B.7 Negotiation of documents against FCY: Premier Clients - TR Rate for actual No. of days. Standard Clients - TR Rate our own Letter of Credit (Usance) plus 1.25% for minimum 15 days. LCY: Premier Clients - TR Rate plus 1.00% minimum for actual number of days. Standard Clients - TR Rate plus 1.25% for minimum 15 days. For all the above: Minimum NPR 1,500.00 per document. If not realized on the due date the penalty to be levied at 2.00% p.a. B.8 Negotiation of documents against FCY: Premier Clients - TR Rate for actual number of days. Standard Clients - TR our own Letter of Credit (Sight) Rate plus 1.25% for minimum 15 days. LCY: Premier Clients - TR Rate plus 1.00% for actual number of days. Standard Clients - TR Rate plus 1.25% for minimum 15 days. For all the above: Minimum NPR 1,500.00 per document. If not realized after 30 days from the date of negotiation penalty to be levied at 2.00% p.a. B.9 Outward Document Purchase not FCY: Premier Clients - TR Rate plus 1.00% for actual number of days. Standard under Letter of Credit (BILTY) Clients - TR Rate plus 1.50% for a minimum of 15 days. LCY: Premier Clients - Overdraft rate for actual number of days. Standard Clients - Overdraft rate for a minimum of 15 days. For all the above: Minimum NPR 1,500 per document. B.10 Outward Document Collection For NPR / INR – 0.15%, For USD – 0.05% of Document Bill Amount, Minimum NPR 2,000.00 plus Courier & SWIFT Charges. B.11 Duplicate Advise/ Realization NPR 2,000.00 flat Certificate/ Advance Payment Certificate (Walk-in Clients) B.12 Freight Permit Charge NPR 1,000.00 per transaction. B.13 SWIFT 1st Communication NPR 1,500.00 Charges B.14 SWIFT Amendment/ Follow-up NPR 1,500.00 Communication Charges B.15 Payment Follow-up NPR 1,000.00 per Follow-Up. B.16 Cash Incentive Document 1. For Limit holder: Applicable Overdraft/ Cash Credit Revolving Rate for actual Processing Charges number of days for Total Cash Incentive Value plus NPR 50.00 per set of ‘Pragyapanpatra’. 2. For Non-Limit holder: (Against Earmarking) • Up to NPR 250,000.00 (Export Incentive) - NPR 2,500.00 • Above NPR 250,000.00 Up to NPR 500,000.00 (Export Incentive) - NPR 5,000.00 • Above NPR 500,000.00 Up to NPR 1,000,000.00 (Export Incentive) - NPR 10,000.00 • Above NPR 1,000,000.00 up to NPR 2,000,000.00 (Export Incentive)- NPR 20,000.00 • Above NPR 2,000,000.00 (Export Incentive)- NPR 25,000.00 B.17 Cash Against Document (CAD) N P R 5 , 0 0 0 p e r s e t o f d o c u m e n t s . Page 2 of 12HIMALAYAN BANK LIMITED Schedule of Fees and Charges Effective from Ashwin 22, 2083BS (08 October 2026) (C) DOCUMENTS AGAINST PAYMENT/ COLLECTION: C.1 Document Against Payment (DAP) Same as Sight Letter of Credit Opening C.2 Document Against Acceptance Same as Usance Letter of Credit Opening (DAA) C.3 Payment Charge-DAA upon Same as Letter of Credit Settlement Charge Maturity C.4 INR DAP/DAA Intimation Charge Same as SWIFT Charges (D) BANK GUARANTEE: D.1 Bid Bond 0.35% per quarter or Minimum NPR 1,500.00 per quarter, whichever is higher. For 100% Cash Margin or Cash Collateral: 50.00% Discount on above rate, minimum NPR 1,000.00 per quarter. D.2 Performance Bond 0.40% per quarter or minimum NPR 1,500.00 per quarter, whichever is higher for Performance Bond Guarantee (For Construction Contractors). In the case of Performance Bond Guarantee (For Supplier Contractors), 0.50% per quarter or minimum NPR 1,500.00 per quarter, whichever is higher. If against Fixed Deposit or Cash Collateral for Forex Guarantee 0.175% per quarter or minimum NPR 1,000.00 per quarter. D.3 Advanced Payment Guarantee 0.50% per quarter or minimum NPR 2,000.00 per quarter, whichever is higher. D.4 Bonded Warehouse/ Customs 0.50% per quarter and thereon on a monthly basis or minimum NPR 2,000.00 Guarantee per quarter. For 100% Cash Margin or Cash Collateral: 50.00% Discount on above rate, minimum NPR 1,000.00 per quarter. Guarantee Expired but not released: 0.50% per quarter till released/surrender of original guarantee. D.5 Exim Code Customs 0.50% per quarter and thereon on a monthly basis or minimum NPR 2,000.00 per quarter. For 100% Cash Margin or Cash Collateral: 50.00% Discount on above rate, minimum NPR 1,000.00 per quarter. Guarantee Expired but not released: 0.50% per quarter till released/surrender of original guarantee. D.6 Issuance of Guarantee against 0.30% - 0.75% per quarter, minimum USD 200.00, whichever is higher. In case Counter Guarantee of Foreign of Indian Banks, 0.30%-0.75% per quarter, Minimum INR 3,000.00 per quarter. Banks (Counter Guarantee of A class Banks) D.7 Amendment (Not affecting value & NPR 1,500.00 expiry as well as for time extension within the quarter) D.8 Counter Guarantee Amendment NPR 2,500.00 / USD 100.00 (Not affecting time and value). D.9 Guarantee Claim honor charge Minimum NPR 5,000.00 / USD 250.00 D.10 SWIFT 1st Communication NPR 1,500.00 Charges (MT 760) D.11 SWIFT Amendment (MT 767/799) NPR 1,500.00 D.12 Issuance of Counter Guarantee 0.75% - 2.00% per quarter or Minimum NPR 5,000.00 per quarter plus SWIFT (MT760) by HBL to issue Guarantee Charge NPR 1,500.00 plus Actual Charges of Foreign Banks for GT Issuance. in Foreign Countries (Counter Guarantee Issued by HBL). D.13 Claim received by HBL but NPR 2,500.00 withdrawn on mean time within maturity of Guarantee. D.14 Claim lodged within maturity but As per the respective Bank Guarantee above. was put on hold beyond the expiry of Guarantee. D.15 Line of Credit 0.25% per quarter or minimum NPR 2,500.00 per quarter. Page 3 of 12