INTEREST RATES 2083 Kartik 1

INTEREST RATES Effective Date : Kartik 1, 2083 (October 18, 2026) A, INTEREST RATE ON DEPOSIT PRODUCTS INTEREST RATE ON LOAN PRODUCTS ‘Saving Deposit (LCY) Interest Rate Per Annum ject बि Te Project Finance Manufacturing | ees | क विकास) & NMB Premium Super Talab Khata (For Payroll Account only) 2.75% Healthcare Hospitality NMB General Payroll Account 2.75% Working Capital-Term 0.50-2.50 NMB Go-Green Savings Account 2.75% Working Capital-Revolving 0.25-2.25 NIMB Jestha Nagarik Bachat Khata 275% Working Capital-TR 0.50-2.50 0.50-2.50 0.25-2.25 NMB Mahila Bachat Khata 2.75% Cash Credit 0.50-2.50 NMB Karmath Yuva Savings Account 2.75% Term 0.50-2.50 NIMB Student Savings Account 275% Energy Financing | Manufacturing | PowerGeneration | Trading NMB Amulya Bachat Khata 2.75% Working Capital-Term rs pos Super Talab Khata (For Payroll Account Only) 2.75% Working Capital-Revolving 13 0.25-2.25 13 Cash Credit 13 0.25-2.25 13 Sabaiko Sahara Bachat (Available for unbanked population, Rs. 100 to 2.75% deposit from Bank) हु Term Loan 1-3 ओ। - | 1-3 NMB Jeevan Chakra 2.75% Bridge Gap 1-3 0.50-2.50 । - | Social Security Savings (For Social Security Distribution Account Only) 2.75% Term-Hydro ओ। । 0.25-2.25 [- । NMB Ujyalo Pariwar Bachat Khata 2.75% Term-Utility Scale Solar ओ। - । 0.25-2.25 । - | NMB Ujyalo Pension Bachat Khata 2.75% Term-Roof Top Solar । -_ | 13 | -_ । NMB Normal DO Savings 2.75% Term-Others 1-3 0.5-2.5 1-3 Sulav Muddati Retail 2.75% [Agrcutture | पाइ | NMB Digital Banking Savings Account 2.75% Working Capital-Term 13 All Other normal Savings Account 2.75% Working Capital-Revolving 0.5-2.5 Pradesh Bachat Khata 2.75% Cash Credit 153 NMB Janmabhumi Bachat Khata (Remittance) 3.75% Term Loan 13 Call Deposit (NPR) Upto 1.375% Corporate-Agriculture 0-2 Fixed Deposit (NPR) [Individual [Institution [Ret = 3 Months to Below 1 Year 2.75% | | | Housing 05-25 % 1 Year to Below 3 Years 2.75 2.75% ‘Auto Loan Personal Business तिला 3 Years to Below 5 Years 3.50% 3.00% 5 Years and Above 750% 350% Electric Vehicle 05-25 05-25 24 ICE Vehicle 1-3 Plus 1% on above NMB Janmabhumi Muddati Khata (Remittance) Individuel FD Retes | | Land Purchase 13 Note: Interest for Green Call & Green FD shall be as per above normal call, FD rates and their respective tenures. Loan Against Property 2-4 Interest Rate of Foreign Currency Deposits (% p.a.) Margin Lending 0.25-2.25 हि Fixed 3 Months and ‘Savings Deposit NMB Talab Karja 24 Deposits FCY (Individual/Institiution*) "Above कि छ Deposit Personal Overdral Da US Dollar-USD 4.05% 2.00% Other Retail Loan 24 Great Britain Pound-GBP 3.00% 2.50% Education Loan 25-45 EURO-EUR 2.00% 1.50% Micro-Finance (Retail & Wholesale) 0-2 Canadian Dollar-CAD 2.25% 1.50% Up to Benchmark Trade Contract Sales- 13 Australian Dollar-AUD 3.00% 2.00% Rater* Funded Lines Japanese Yen-JPY 1.00% 0.50% Loan Against Government Securities | oan pate qthichover higher 0 2% r ॥ t Chinese Yuan-CNY 1.509% 100% Loan Against own FOR tase Rate or Coupon Rate (whichever is higher) plus up to. Other FCY Deposits Cenva Bankrate plus Cental Bark rate Loan & Advances- FCY p to Plus Up to 2. USD Term Loan/TR Loan Negotiable (As agreed with client) * Institutional FCY Fixed Deposit tenure shall be six months and above. Benchmark Rate: Publicly Available Rates; USD-Term SOFR 3 Months, GBP-SONIA, EUR-ESTER, For other Currency: | Pid Interest Rate Loan Products rterent Rate 06 Ber Anitrr) as per market practice Project Finance BR+1,50% to 3.5% NMB Namaste FCY FD (min. 1 year) for Non Resident Nepalese Only Energy Financing BR+1% to 3% 050 3.75% Mid Corporate BR+1.75% to 3.75% GBP 3.00% Roof-Top Solar BR+1.25% to 3.25% हर त्र Minimum $1,000 or = equivalent Fixed Rate Home Loan CAD 3.00% ‘Sulav Ghar Karja - Upto 10 Years 9.99% ‘AUD 3.00% Fixed plus Floating B. INTEREST RATE ON LOAN PRODUCTS Note: Applicable Floating Rate Premium Post Fixed tenure will be 2.99% Loan Products Premium (96) Over Base Rate Upto SYears | Sto 10Years | Above 10 Years eax गि हानि ed] = Fixed Rate: Other Retail Term Loans 13.00% 13.50% 14.00% a sat) ence we) NMB Sulav Auto Loan 3.89% Working Capital-Term 0.50-2.50 0.50-2.50 0.50-2.50 electric - Up to 5 Years Working Capital-Revolving 0.25-2.25 0.25-2.25 0.25-2.25 NMB Sulav Auto Loan electric 2.99% Working Capital-TR 0.15-2.15 0.15-2.15 0.15-2.15 Above 5 Years 107 Years — ~ Fixed rate-All other loan products BR +3% to 5% Cash Credit 0.25-2.25 0.25-2.25 0.25-2.25 Term/Hire Purchase 0.50-2.50 0.40-2.40 1-3 Notes: - Interest rate for Consortium Loan shall be as per Consortium decision Mid-Corporate [Manufacturing | इभ | sTrading® | interest rate for Subsidy Loan shall be as per NRB Directive Working Capital-Term 0525 0525 0525 - Interest rate on loan products directed by NRB for any specific sector shall be as per NRB Directives. Working Capital-Revolving 0.5-2.5 0.5-2.5 0.5-2.5 - Interest rate for environmentally friendly housing (green homes) will be 0.5% lesser. Working Capital-TR 0525 0525 0525 - Interest rates on loan products do not apply for substandard, below category loan accounts and recovery accounts if not renewed or restructured Cash Credit 0.5-2.5 05-25 05-25 - Benchmark Rate : as per NRB directive Term 05-25 05-2.5 05-25 For more details please visit bank's official website (www.nmb.com.np) [SMEMSME SS भणतण0 | 54१० | गाएका | Working Capital-Term 13 13 13 Working Capital-Revolving 13 13 13 Cash Credit 13 13 13 Term 13 13 13 NMB BANK FMO Member of Bank of the Year, ASIA 2021 NMB Bank Limited, Babarmahal, Kathmandu, Nepal, एनएमबि मबि बैंक eet Global Alliance for Bank of the Year, Nepal GPO Box:1 1543, Tel: 977 1 5346160 | Call Center: 977-5970150 Wy Banking on Values 2017, 2018 20208 2021 Fax: 977 1 4246156, Web: www.nmb.com np, swiftcode: NMBBNPKA समृद्ध नेपालको लागि 1०५१०००५०७