Oct 18,2026 Interest rate for the month of Kartik, 2083

Effective from 18 October, 2026 ne PER ANNUM (%) Credit Facilities Prem ies ie p.a.) MBL Smart Bachat Khata 2.75% | | Corporate/Infrastructure/BG Ek Byakti Ek Khata Yojana 2.75% | | (Cash Credit/Demand Loan/Short-Demand Loan/Trust Normal Saving Receipt/Pledge Loan/Packing Credit Loan/Bridge Gap Up to 2.00% Nari Shakti Bachat Khata 2.75% Loan/Term Loan/Working Capital Term Loan/Retail loan under Digi Yuva Saving Account 2.75% | | group) Shareholders Saving MB Samman Bachat Khata 2.75% | | (Cash Credit/Demand Loan/Short-Demand Loan/Trust BalBalika Bachat Khata 2.75% | | Receipt/Pledge Loan/Packing Credit Loan/Bridge Gap 0.50% - 2.50% i | % oar mn am Account Loan/Term Loan/Working Capital Term Loan/Retail loan under 2.75% | | ony पाद निम सञ्च ााााा11 Machhapuchchhre Bachat Khata - NRN Saving Account 775% (Cash Credit/Demand Loan/Short-Demand Loan/Trust . 0 Mero Lagani bachat Khata 7.75% Receipt/Pledge Loan/Packing Credit Loan/Bridge Gap 1.00% - 3.00% iV'Smart Bachat Khata Loan/Term Loan/Working Capital Term Loan/Retail loan under Smart Plus Saving Account 2.80% | | group) MBL GRID Savings Account PESME क रा MBL Karmashil Bachat Khata (Cash Credit/Demand Loan/Short-Demand Loan/Pledge SALARY SCHEME Loan/Term Loan/Retail loan under group) 1.00% - 3.00% Salary Management Account IT Loan (Up to 10 Million) Poo MBL Surakshit Talab Khata (Cash Credit/Demand Loan/Short-Demand Loan/Pledge Special Salary Management Scheme Loan/Term Loan/Hire Purchase Commercial/Project 1.00% - 3.00% MBL Smart Salary Account loan/Export Oriented Bills discounting) MBL New Smart Talab Khata Capital Market Loan | :]: :। 1 MBL Recurring Deposit Margin Lending line of Credit/Proprietary Trading Credit/T+2 MBL Recurring Deposit (6 months to 5 years) Settlement DL/Term Loan/Hire Purchase Loan Up to 2.00% MBL Recurring Deposit (above 5 years to 20 years) 0.50% - 2.50% Icy Call Deposit Up to 0.25% Home Loan (up to 30 Million) 1.00% - 3.00% Home Loan (Above 30 Million) 0.50% ~ 2.50% FIXED DEPOSITS (LC¥) TT Tenure Individual/NRN Commercial Vehicle Loan (HP) Po 3 months to below 6 months 2.76% 3.76%| | Commercial Vehicle Loan (HP) -Specific 0.50% - 2.50% 6 months to below 3 years 4.00%| | Commercial Vehicle Loan (HP) -Normal 2.00% - 4.00% 3 years and above 5.50%) | Mortgage Loan Po FIXED DEPOSITS (LCY) Mortgage Term Loan 1.00% - 3.00% Mortgage Overdraft Loan 1.00% - 3.00% ia institutional | Salary Package Loan rT 1 6 months up to 2 years 2.75% Salary Package Loan - Specific 0.00% - 2.00% % above 2 years 3.00% Salary Package Loan - Normal 2.00% - 4.00% FCY Saving NRN/Remittance । पाट | | BL Professional Loan TOS US Dollar Saving 3.51% 2.51% Professional Loan - Specific 1.00% - 3.00% GBP Saving 2.20% 1.20% | | Privilege Loan LY AUD Saving 2.55% 1.55% Privilege Loan - Specific 0.00% - 2.00% IPY Saving Privilege Loan - Normal 2.00% - 4.00% | 3 3 1.00% - 3.00% = we = तप MBL Smart Loan 15.00% EE mdb NRN/R -~* --~* | | Loan against Fixed Deposit Receipt (Own) for New Coupon rate on FDR plus up to [| ०१०७ | । - - 2% premium or Base Rate US Dollar Fixed Deposit 4.75% 3.75% whichever is higher Euro Fixed Dest 200% 2.0% 0.50% 250% GBP Fixed Deposit 2.20% | Loan Against Gold 2.00% - 4.00% AUD Fixed Deposit 3.55% 2.55%] | Loan against Government Securities/Bonds 0.00% - 2.00% JPY Fixed Deposit 1.35% 0.35%] | Loan against 1st Class Bank Guarantee 0.00% - 2.00% CAD Fixed Deposit Loan against FCY Deposit 0.00% - 2.00% CNY Fixed Deposit 1.50% 0.50% FCY Call Deposit I I] [Derived sector tending SCS US Dollar Call Deposit Up to 1.25% Indirect Lending (Wholesale or Institutional) Po Euro Call Deposit Up to 0.50% Deprived Sector Loan (Qualifying) 0.00% - 2.00% GBP Call Deposit Up to 0.60% Direct Lending SY AUD Call Deposit Up to 0.77% NRB Directed Sectors Up to 2% JPY Call Deposit Up to 0.12% 2.00% - 4.00% CAD Call Deposit Up to 0.37% hers __ 2 2 CNY Call Deposit Up to 0.25% MBL Subsidized Loan 1.50% FCY Recurring Deposit [tt~<“SOOSOTTCSSSY Yuba Tatha Sana Byabasai Swarojgar Kosh As per Agreement Loans under Consortium Financing As per the Consortium Agreement Home Loan for Earthquake Victims under NRB Refinancing As per NRB Norms BLB Agent Overdraft Loan 0.00% - 2.00% 2.55% Penal Interest on past due loans & expired loan Plus 2.00% JPY ; 10% Fey Denomineted teen . “0. 0.50% USD Trust Receipt Loan Negotiable Up to 5 5 years to 10 Above 10 Note: Fixed Interest Rate Loan for Individuals years years years 1. Premium rate of each borrower, deal shall be determined subject to loan type/ category, tenure of each deal, Internal Credit Risk Rating Assessment etc. 2. Interest Rates on loans against NRB Refinance Shall be as per NRB| Auto Loan / HP Loan 9.00% | - | guidelines Upt0 850% 3. Institutional Bidding rate will be as per NRB guidelines for both LCY & FCY Business Term Loan 2 - 4. Interest payment will be done on quarterly basis in deposit products. 5. Interest will be due for payment on quarterly/monthly basis based on the सबल, उत्कष्ट एवं विस्तारित nature of the loan माछापुच्छे र न i ini H i Head Office : Lazimpat, Kathmandu 6. While determining interest rate of loans, Clause 3(7) of E.Pra.Nirdeshan rin NTE CoE 15 shall be adhered.