Notices

INTEREST RATE Effective from September 17, 2026 DEPOSITS Saving Deposit (NPR: Interest Rate (% p.a. Siddhartha Sajilo Bachat Khata 2.75 Siddhartha Peacekeeping Savings 2.75 Siddhartha Life Secure Savings Account 2.75 Siddhartha Gen-Z Saving 2.75 Siddhartha Jeevan Surakshya Bachat Khata 2.75 Siddhartha Platinum Saving 2.75 Siddhartha Super Salary 2.75 Siddhartha Mero Share Khata 2.75 Siddhartha Jestha Nagarik Bachat 2.75 2. 2. 2. 2. 2. 2. 2. Siddhartha Bachat Account 75 Siddhartha Nari Bachat 75 Branchless Banking Account 75 Siddhartha Bal Bachat Khata 75 Siddhartha Social Security Saving 75 Siddhartha Investors Savings Account 75 Siddhartha NPL Savings Account 75 Siddhartha Pay and Save Account (Parents) 2.75 Siddhartha Pay and Save Account (Child) 3.00 Siddhartha Remit Account 3.00 Siddhartha Platinum Plus Saving Account 3.05 Siddhartha Priority Saving Account 3.05 Siddhartha Professional Account 3.05 Siddhartha Horizon Platinum Saving 3.05 Siddhartha Smart Salary Account 3.05 Saving Account 4.05 SBL Premium रि. ) up to 0.25 Fixed Deposit Interest Rate (% p.a. Individuals 3 months to 2 years 2.75 Above 2 years to 5 years 3.05 ‘Above 5 years 3.76 [Remittance ——“‘“‘“CS*S*™*™*COC*”*C*C*C*C*CSC*C*CSCSC“‘“‘“‘CNYSNCNNCNCNCONC(C‘é«C“] 3 months to 2 years 3.75 Above 2 years to 5 years | | Above 5 years 4.76 [Institutions C—“‘“S*:*C~“‘“‘“C:*‘s*‘“‘“‘“‘S™S™*™*™C*C~* 1 year to 5 years 2.75 Above 5 years 3.05 Recurring Fixed Deposit (Only for Indi‘ Goal Saver Account 2.75 Interest Rate of Foreign Currency Deposit (% p.a.) _ [Fixed Deposit (Individual/Institutional) | तनाल | Saving call Deposit| Up to 1 year More than 1 year | Deposit USD 2.50 3.61 3.00 up to EUR 150 [2.007 | 1.50 50% of GBP 2.00 3.00 2.00 lowest AUD. 1.50 3.00 2.00 saving CAD 1.00 1.50 1.25 deposit PY 0.25 0.40 0.40 interest rate CNY 0.50 1.00 0.50 of respective For Other Currencies Negotiable currency ५ FCY Deposit for NRN & Remittance Customers +1 % additional * Other terms & conditions of the deposit products remain unchanged * Minimum tenor for FCY Individual Fixed Deposit is 3 months and Institutional Fixed Deposit is 6 months. LOANS AND ADVANCES Interest Rate (% p.a. Fluctuating Working Capital (CC/OD/Short Term Loan/Import Loan/Worl Capital Loan Large Corporate Base Rate + up to 2.25% [Corporate Base Rate + up to 2.25% SME Base Rate + up to 2.50% Micro Base Rate + up to 3.25% Agriculture ee | Large Corporate Base Rate + up to 2.25% Corporate Base Rate + up to 2.25% ‘SME Base Rate + up to 2.50% Micro Base Rate + up to 3.25% Working Capital - Term Loan Large Corporate Base Rate + up to 2.50% Corporate Base Rate + up to 2.50% SME-Medium Base Rate + up to 2.75% SME-Small Base Rate + up to 3.00% Micro Base Rate + up to 3.25% Agriculture ee | Large Corporate Base Rate + up to 2.50% Corporate Base Rate + up to 2.50% ‘SME Base Rate + up to 2.75% Micro Base Rate + up to 3.25% [Sustainable Fluctuating Working Capital Loan Large Corporate Base Rate + up to 2.00% Corporate Base Rate + up to 2.00% Fixed Term Loan Large Corporate Base Rate + up to 2.50% [Corporate Base Rate + up to 2.50% SME-Medium Base Rate + up to 2.75% SME-Small Base Rate + up to 3.00% Micro Base Rate + up to 3.25% Energ Base Rate + up to 2.50% Bridge Gap Loan Large Corporate Base Rate + up to 2.50% Corporate Base Rate + up to 2.50% SME-Medium Base Rate + up to 2.75% SME-Small Base Rate + up to 3.00% Micro Base Rate + up to 3.50% [Homeloan रमा एईमहरिम्ट + up to 3.00% [Auto Loan (For Individuals & Institutions, Base Rate + up to 2.50% [Commercial Vehicle Loan Base Rate + up to 3.25% Professional Loan Base Rate + up to 3.25% Education Loan Base Rate + up to 3.25% Mortgage Loan Overdraft Base Rate + up to 3.25% Term Loan/Short Term Loan Base Rate + up to 3.25% [ExportFinance Cd Against USD LC Base Rate + up to 2.75% Against NPR & other currency LC Base Rate + up to 2.75% Against USD export documents Base Rate + up to 2.75% Against NPR & other currency export documents | Base Rate + up to 2.75% Loan Secured by: [Coupon rate + up to 2.00% Fixed Deposit or Base Rate + up to 2.00% whichever is higher Foreign Currency Deposits at SBL Base Rate + up to 2.75% [Coupon rate + up to 2.00% Government Bonds or Base Rate + up to 2.00% whichever is higher Bank Guarantees issued by Foreign Banks Base Rate + up to 3.25% Loan against Shares. Base Rate + up to 3.00% Loan against Shares (Rs. 100 million and above) | Base Rate + up to 2.50% Loan against Gold Base Rate + up to 3.50% FCY Loan Denominated in USD Negotiable [Consortium Loan (Fixed & floating interest rate) AS per consortium decision Deprived Sector Lending: Indirect Lending (eligible to qualify under DSL) [Base Rate + up to 2.00% Direct Lending Base Rate + up to 3.50% Others Base Rate + up to 3.50% Loan up to Rs 2 crore ४ ns preacribed by NRB: Base Rate + 2.00% FIXED INTEREST RATE (% p.a.) FOR INDIVIDUAL TERM LOANS Above 5 years to Types of Loan Up to 5 years “0906 id years, | Above 10 years Mortgage Loan 9.75 10.25 10.25 Professional Loan. 9.75 Education Loan 9.25 9.75, 9.75 Up to 5 Years |Above 5 years Hire Purchase Loan 395 4028 Above 7 years to Up to 7 years Above 10 years Home Loan up to 10 years 5.99 8.49 | 900 | [Siddhartha Hamro Ghar Karja 5.99% p.a. (Fixed for 7 years: ] गण ज2(£0 INTEREST RATE (% 9.9.) FOR INDIVIDUAL AND INSTITUTIONAL TERM LOANS [Siddhartha Auto Loan 5.99% p.a. (For EV & ICE Vehicles) FIXED INTEREST RATE (% p.a.) FOR OTHER THAN INDIVIDUAL TERM LOANS Up to 5 years Above 5 years to up to 10 years 10 to 15 years 8.00 to 8.50 8.75 to 8.99 9.00 to 9.25 4.96% Shrawan 2083 Base Rate 4.84% [Shrawan 2083 Interest Spread Rate 3.56% Note: 1. The effective applicable interest rates on loan is subject to change with effect from the first day of each month as per Nepali Calendar; triggered by change in Average Base Rate of preceding 3 months 2. In case of loans eligible under interest subsidy, premium rates shall be applicable as per the circulars issued by NRB. In case of loans where fixed premium prescribed by NRB, such premium shall apply. Penal Interest 2% per annum. Fixed Interest Rates for individual term loan shall be reviewed periodically as permitted by NRB Interest rate applicable to similar nature of loans shall be determined in line with NRB directive. Head Office: Naxal, Kathmandu @ Siddharthasank | BEE mal: [email protected] ‘Web: wow siddharthabank.com